The Publishers League

March 5, 2010

Vehicle Damage Compensation in a Car Accident

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Creative Commons License photo credit: JoshSemans

There is a car accident on average once every twelve seconds in the United States.  While not all of these involves an injury, they all almost certainty involve vehicle, or property damage that needs to be settled with an insurance company.  If you weren’t at fault for the accident, there are several things that you should do to make sure that you get compensated for all the property loss that you suffered.

If you weren’t at fault for an accident, you are entitled to have the other driver’s insurance company compensate you for the damages to your car and any fees that you incurred by having to rent a car while your car was fixed.  Don’t forget this and don’t’ accept any settlement that doesn’t fully compensate you for  your damages.  If your car was totaled, you will be owed a set amount that takes into account the age and model of your car as well as how many miles were on it.

If you want to make sure that you get the right amount of money to fully compensate you, make sure that you take the car to a quality body shop, possibly one that has a relationship with the car insurance company.  Many insurance companies have affiliated body shops and using one of theirs will make sure that the damages to your car will be covered and there won’t be any unpleasant surprises down the road.  If you have to buy a rental car or you can’t take the car to an approved body shop, make sure that you save all the receipts that you have related to the repairs and the rented car.  Having original copies of these receipts will make sure the insurance company will pay out the right amount of money to you when you file your auto accident insurance claim.

For more information on everything related to your auto accident claims and dealing with the insurance companies, visit the Auto Accident Settlement Center.

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