Going to college cost so much money because of all the expenses that are included in it. If you want to delay repayments until after school, government loans will allow you to do this along with a low interest rate. You can also consolidate federal student loans. This should only be used if you are absolutely desperate and can’t handle the monthly payments. Otherwise, it could hurt your credit.
If you think getting a job and an apartment and gradually working towards to handling your minimum monthly repayments, it will tack on many years of debt payments. The better path is to take as much money as possible to put towards paying off that debt. Do it fast and do it now! Pay off your student loans sooner than later.